Vicky Weigert 
Lic. Mortgage Broker

Clear Lake Mortgage is a full-service boutique with mortgages for every
type of real estate transaction, including purchased, refinancing,
equity loans, second mortgages, debt consolitdation, rehab loans,
FHA, VA and construction loans. 
I will make your lending experience a pleasant one!
Call 561-762-5325 Today!

When buying a home, you need to be pre-qualified. 
You can be pre-qualified over the phone or on the Internet in a few minutes. 

Being pre-approved will:

1. Inform you of your maximum affordable home value, and save you from previewing properties outside your price range.
2. Put you in a stronger negotiating position with the seller, because the seller will know your loan is pre-approved.
3. Help you close quickly, since your loan is pre-approved.
   
   Organize Your Documents
   1. If you are salaried: provide W-2's for the previous two years and one month of paystubs.
      If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement.
      If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
   2. Provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
   3. If a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
   4. If applicable, provide a copy of your divorce decree and settlement agreement.
   5. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
   6. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
   7. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. 
       

Clear Lake Mortgage Corporation
600 Sandtree Drive Suite 107, Palm Beach Gardens, FL 33403